Banks are collapsing faster than a fat man with diarrhea

"I've updated my 2020 manuscript and uploaded the first 5 paragraphs of each chapter to ChatGPT, with the instruction, "You are the senior editor at the New Yorker Magazine. Please edit this text to your magazine's high standards. The stylistic improvements were obvious, but the innate censorship was rather shocking!"

Something else is going on in the United States aside from a war against Russia, and a war against China…

And against the backdrop of a new global currency, a friendship bond between Saudi Arabia and Iran, and the general collapse of America’s domestic society…

The banks throughout the United States are starting to close. They are running out of money. And it is a complex situation, but one that China and Russia has well anticipated.

Hal Turner is on this, but he’s often too much of a hysterical “sky is falling” kind of fellow.

But it is worrisome.

Today, I urge everyone NOT to get too caught up. If you have been following the MM advice, you should be well-prepped for anything that comes your way. Community. Family. Prudent. Reasonable and calm actions.

Affirmations.

Do them.

“Emergency All-Senators Briefing” Underway from White House – Banking Crisis Grows

The Biden regime is holding an all-senators briefing now after Feds announced rescue plan for Silicon Valley Bank, according to sources inside Washington, DC.

The briefing outlines the banking system is now in grave danger and unless government does something to restore confidence, an actual collapse can take place.

Skill of the Week: Shuffle a Deck of Cards

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SOTW Shuffle Cards 3

 

An important part of manhood has always been about having the competence to be effective in the world — having the breadth of skills, the savoir-faire, to handle any situation you find yourself in. With that in mind, each Sunday we’ll be republishing one of the illustrated guides from our archives, so you can hone your manly know-how week by week.

I’m surprised by the number of men who don’t know how to shuffle a deck of cards. But you shouldn’t have to hand the deck to your grandpa for shuffling the next time you’re playing one of the six card games every man should know. Learn how to thoroughly shuffle a deck of cards just like Gramps, with a bit of flair to boot!

Illustration by Ted Slampyak

The Top 20 Things You Never Want To Say In Front of a Judge

The last thing you want to do when you find yourself before a judge is make life more difficult for yourself by saying something rude or stupid. Even worse, lawyers are frequently before judges because it is their job, and they have a million opportunities to irritate these arbiters of justice.

Here are some things you should try to never say, and some actual examples of questions and responses you one hundred percent want to avoid repeating!

20. “Your Honour, have you read the material?”
Woe betide the attorney who embarrasses the judge in front of the court. That same judge is likely to tell you exactly in which orifice you can file your material.

19. “I intend to represent myself.”
Your judge knows that those who represent themselves have fools for clients. Your judge now thinks you are a fool, and is not looking forward to your amateur open mic night in her court.

18. Any and all swear words.
Yes, we’ve all heard it everywhere; nobody is immune. There is still a certain decorum in court. Do you want to be found in contempt? Because this is how you get found in contempt.

17. “Nobody told me!”
The judge knows that the clerk, officer, and/or your attorney did in fact tell you when to show up and what to bring. You are not a child. Be on time with your stuff.

16. “It might be hard for you to see this…”
Lawyer, please. Did you actually make a hand out or use a font the judge can’t view from the bench? Did you think you came here to play Pictionary? Bring items that can be easily read, period.

15. “You know/like/the thing of it is” etc.
Your verbal tic may not annoy the people who love you and have gotten used to it. For the judge, your attorney/client, the jury, and the court reporter, you are now perceived as the spawn of Satan and a broken record. Try incredibly hard to not be a verbal speed bump. You don’t want the judge to envision your head exploding each time you repeat yourself.

Now that we’ve learned the basics, let’s look at statements from actual court transcripts to further illustrate what NOT to do.

14. “The People have evidence that the life of the witness is in jeopardy, and it is reasonable to apprehend he will not be able to attend the trial if he is not alive at that time.”
This is an actual thing a prosecutor once said. In front of a judge. On record.

13. “Were you present when that picture was taken?”
They let anybody into law school these days!

12. “All my autopsies are performed on dead people.”
It’s unclear from the transcript if the coroner was being facetious or not.

11. “Upon my life, if your lordship come to that, I am every bit as well dressed as your lordship….Why, you come here in your working clothes and I come in mine.”
Yes, but he’s wearing a robe, and you are covered in brick-layer’s dust, sir.

10. “In this case, I have absolutely no case law to back up my position. I find myself in the predicament of the blind man in the nudist colony – I’ll just have to feel my way along.”
So…that really counts as two things not to say in front of a judge.

9. “I don’t steal chickens before witnesses.”
Said the defendant. Oops.

8. “I’m deaf, your honor; so deaf I really don’t believe I could possibly hear more than one side of the case.”
Well, that’s a novel excuse to get out of jury duty!

7. “And these stairs, did they also go up?”
Smart enough for law school, not smart enough for an interior design certificate.

6. “Yes, Kirk to Enterprise- Beam me up.”
Said the defendant after the judge asked if he would like to say anything before sentencing.

5. “The youngest son, the 20-year-old, how old is he?”
Maybe the lawyer was using dog years.

4. “When he went, had you gone and had she, if she wanted to and were able, for the time being excluding all the restraints on her not to go, gone also, would he have brought you, meaning you and she, with him to the station?”
OBJECTION: WTF?

3. “Did he kill you?”
Oh, well then, by all means, rest your case, counsel!

2. “I am not a thermometer, so I can’t tell you the speed limit.”
The witness probably thought that sounded really clever, too.

1. “I’ll kill your family.”
Defendant Denver Allen, when the judge denied his request for a new public defender. Basically never say anything Allen said to the judge to anyone.

Tomato-Parmesan Bisque

Tomato Bisque with Parmesan Croutons
Tomato Bisque with Parmesan Croutons

Ingredients

  • 1 quart milk
  • 2 tablespoons all-purpose flour
  • 2 tablespoons butter
  • 1 can tomato soup
  • 1 teaspoon salt
  • 1/4 teaspoon pepper
  • 2 cups grated Parmesan cheese
  • Whipped cream

Instructions

  1. Heat the milk. Blend butter and flour and slowly add to the hot milk stirring until smooth. Keep on low heat, stirring slowly, while adding the tomato soup, salt and pepper.
  2. Just before serving, fold in the Parmesan cheese.
  3. Garnish each serving of soup with a heaping tablespoon of whipped cream.

ANOTHER BANK FAILURE: SIGNATURE BANK IN NEW YORK; SEIZED BY FDIC

Signature Bank in New York has been shut down by New York State Banking Regulators.   It is one of at least twelve banks whose Thursday and Friday stock plunges made it clear the bank was in major trouble.  Failed Silicon Valley Bank saw similar stock crashes before it, too, was seized by Banking Regulators, in what is now the second largest Bank Failure in U.S. History.

New York Banking Authorities confirm they have seized Signature Bank.

More info as it becomes  available.

Several More banks expected to fail tonight and tomorrow . . . .

The Complete Guide of Mormon Missionary Positions

The Church of Jesus Christ of Latter-day Saints, commonly known as the Mormons, believe in the importance of sexual purity and place a strong emphasis on marital fidelity. They teach that sexual activity should only occur within the bounds of marriage between a man and a woman and that any sexual activity outside of marriage, including premarital sex and homosexuality, is a sin. The church also teaches that marriage should be for life and that divorce should only be considered in extreme circumstances. Photographer Neil Dacosta has created the book of Mormon missionary positions together with art director Sara Phillips. The series shows two Mormon missionaries as they surrender to carnal same-sex lust while fully clothed. Please let us know in the comments below if this parody is in bad taste or Mormons shouldn’t be excluded from this site!

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Lessons from The Art of War: Good Leaders vs. Bad Leaders

Editor’s Note: The following is adapted from The Ultimate Art of War by Antony Cummins, in which the author offers a fresh translation as well as a distillation and commentary of Sun Tzu’s teachings. The excerpt below provides a short summary of the qualities that Sun Tzu thought made up bad leaders versus good leaders. 

The Qualities of a Bad Leader

Sun Tzu lists the following five characteristics that, if found to dominate a leader’s personality, will bring the downfall of that leader’s army:

1. Recklessness. Leaders who move forward to fight at every opportunity and see all situations as reason for a battle will get their army killed in the end.

2. Over-Cautiousness. Leaders who always avoid fights, look for the way out and are preoccupied by a wish to return home safely will end up being cornered and captured, because the enemy will find a way to chase them into a trap.

3. Hot-Headedness. Leaders who are easily angered can be provoked into declaring war without a plan in place.

4. Vanity. Leaders who have a high self-esteem and a desire to preserve their noble reputation at all costs can be manipulated through character assassination and slander.

5. Excessive Compassion. Leaders who care too much about the welfare of their people can lose sight of their objectives. Hard as it may sound, you have to be prepared to accept a certain amount of collateral damage in a campaign. If the enemy suspects that you are trying to avoid incurring any casualties whatsoever, they may try to manipulate you by targeting civilians knowing that this will throw you into confusion.

The above five characteristics exist in all humans, but none of them should be dominant. Do not let your personality become an obvious target for the enemy.

War Tip: Do not be too quick to battle or too quick to retreat. Do not anger in haste or place too much importance on your personal honor. Learn to accept that there will be casualties in war.

The Qualities of a Good Leader

Sun Tzu [says] that an army must be commanded by a single person who makes each soldier feel as if they were being led personally by the hand. This is how to make the army work as one.

The perfect leader will have the following qualities:

1. Calmness. A good leader is neither angry nor forceful. “Power” is not “force” and an army cannot be kept together for long through intimidation. Therefore, remain calm most of the time and only show your teeth when it is really necessary.

2. Unpredictability. Do not make the obvious move, and avoid leaving a pattern in your past activities. The enemy should not be able to identify what you will do in the future from what you did in the past. Do not take predictable routes, change your camp position . . . keep the enemy guessing.

3. Inscrutability. You also need to be unreadable, so that even if an enemy spy succeeds in infiltrating your camp and observes you from close quarters they still cannot read your thoughts.

4. Self-Discipline. There is a difference between obedience, discipline, and self-discipline. Many people are obedient, some have discipline forced upon them, but few are self-disciplined. While others rest and relax, the good leader works and only rests when it is the correct time.

5. Secrecy. There is a delicate balance between keeping plans secret and involving your command team. Too much secrecy and the command team will be alienated; too little and plans will be leaked. It appears Sun Tzu prefers more secrecy and to keep his command team loyal in other ways.

6. Leading By Example. Always be there with your troops (but maybe not always at the front), be observable, and earn the respect of the soldiers by sharing their hardships. Sun Tzu uses various images here to back up his point that the commander is “with the troops.” The first image he gives is of the commander leading the troops up a ladder that is then kicked away, allowing for no return. Alternatively, the army is represented as a great herd of animals moving as one with the leader in the center directing them all in a way that cannot be predicted from the outside. Be with the troops in all dangerous situations, but remain unknown to the enemy.

7. Responsibility. As leader you must confidently assume responsibility for the whole force. Be at the center of everything and use your troops in the most efficient way with the best results.

War Tip: A perfect leader is calm, unpredictable, unreadable, self-disciplined, discreet, is in the thick of it with the troops and is in total command from the center.

_____________________

Taken from The Ultimate Art of War, text copyright © Antony Cummins, Watkins Media 2019.

Just Came Home From the Supermarket – People Oblivious to Banking Crisis

I just arrived home from the supermarket where I went to top-off some preps and get some extra meat due to the banking troubles . . .

People in the store were completely, totally, oblivious to what is taking place in the Banking system.   Not a care in the world.

The people on line behind me at the checkout noticed I had considerable amount of meat and they said “Got a lot of meat there.”   I replied “Well, with the banks having troubles, I decided I would get some extra in case they all go under.”  That raised eyebrows.

The guy’s wife said “Oh, you mean those California Banks; they’re not here, won’t affect us.”

I replied, “Silicon Valley Bank has a branch on Park Avenue in New York City for all the rich people.  Yesterday, the bank had to call the New York City Police to forcibly remove those people because they wanted their money and the bank couldn’t give it to them.  Plus, all the companies that had PAYROLL in Silicon Valley Bank, that money is gone.  All the employee paychecks are no good.  This is gonna spread so fast it will make our heads spin.”

The wife gave a worried look to the husband.   I told them “The FDIC is at twelve other banks already, and it looks bad for them too.  In fact, First Republic Bank looks like the next Domino to fall, probably tomorrow.  God only knows how many more after that.”

The husband said “We haven’t seen anything about other banks on TV.”  I replied “You won’t until it’s too late.”

Then I told them “Look, go to an ATM and get some cash out today.  This way, if things go bad, you at least have money for food for a week or two til things settle down.  If you don’t use it, you can put the money back in the bank, but it’s better to have it and not need it, than to need it and not have it.”

The husband nodded his head as if to say that’s a good idea.

Frankly, I cannot fathom that the ENTIRE system might collapse.   It just makes no sense.  There is no reason at all to smash the entire country to smithereens, and that’s exactly what would happen if the Banking system goes under.

I want to believe that cool heads will prevail and the system has enough back-stops built into it, to get through this.   But I can’t help but feel that there is a much bigger, and very sinister plan, to force “the Great Reset” upon us all.  And what better way to do that, than to smash the entire Banking System right now?

If this turns out to be some evil plan, there’s going to have to be reprisals against the people doing it.  Brutal reprisals.

FDIC Has Entered the Corporate HQ of Another Bank . . . FAILING FAST

This content WAS PREVIOUSLY for Subscribers Only, but since the London Daily Mail newspaper has now gone public, I have UNLOCKED this story.

According to sources in San Francisco, Bank Examiners, Auditors, and senior Executives from the Federal Deposit Insurance Corporation (FDIC)  have entered the corporate headquarters of FIRST REPUBLIC BANK in San Francisco.  They arrived earlier and remain in the building at this late hour (1:29 AM EST).

According to an inside source:

“The FDIC is already on site at First Republic Bank trying to determine the best path forward to protect depositors. Things are moving way faster than expected given the accelerating bank run that has already reached a tipping point.”

More if I get it.

Orange Bisque

Orange Bisque not only looks orange, it tastes like an orange.

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Variation: To use fresh vegetables, cook 3 medium carrots, scraped, sliced or chopped, and 3 medium sweet potatoes, peeled and cut into pieces. When tender, use in place of the canned vegetables.

If using fresh ginger, peel a portion and mince enough for this recipe from the peeled portion. Wrap the remaining ginger in a plastic bag, then foil (or put in a freezer plastic bag) and store in freezer to grate off more as needed — from the frozen state. Otherwise, refrigerated ginger lasts only about a week.

Ingredients

  • 3 cups chicken or vegetable broth, divided
  • 1 large onion, diced
  • 2 teaspoons ground ginger (or 1 tablespoon minced fresh ginger)
  • 1 (15 ounce) can sliced or diced carrots, drained
  • 1 (16 ounce) can cut sweet potatoes in light syrup, drained
  • 1 cup orange juice
  • Shredded peel of 1 large orange
  • Salt and pepper to taste
  • Low-fat sour cream or plain yogurt to garnish
  • Thinly sliced green onions for garnish

Instructions

  1. In a large saucepan, combine 1 cup of the broth with onion and ginger. Cover and cook over medium heat for 5 minutes or until onion is tender.
  2. In a food processor or blender, puree the onion-ginger mixture with carrots, sweet potatoes and orange juice.
  3. When smooth, return to the saucepan and stir in orange peel and as much broth as necessary to achieve the desired consistency. Season with salt and pepper.
  4. Reheat if desired to serve hot, or refrigerate to serve cold. Top with a dollop of sour cream or yogurt and sprinkle with sliced green onions.

The 11 most devastating insults of all-time.

I scoured the internet for the most rotten, nasty and devastating insults I could find and I’m not going to lie there were hundreds. It took me some time to whittle the list down to the top eleven but I’m sure you’ll agree that if someone said any of these to you – you’d be devastated.

Here we go!

No offense, but you make me want to staple my vagina shut.
This can be taken two ways. If said to a man, it could be a rejection of him in a sexual manner or that being near him means you never want to have children. If said to a woman, it means the latter.

I’m not saying you’re a whore, but you’ve had more seamen dumped into you than the Atlantic.
This one is obvious, the person receiving this one is a degenerate lacking morals and self-respect. Or a whore.

You’re as useful as Anne Frank’s drum set.
Since Anne Frank was hiding from the Nazi’s in concealed rooms for two years where noise would have meant death a drum set would have served no purpose.

I thought I said goodbye to you this morning when I flushed the toilet.
I’m pretty sure no explanation is needed.

You’re not the dumbest person on the planet, but you sure better hope he doesn’t die.
You would be a very close second.

Those aren’t acne scars, those are marks from the coat hanger.
A better way to tell someone that they are a failed abortion.

You’re so stupid you couldn’t pour piss out of a boot if the directions were written on the heel.
I’m pretty sure this would make you the dumbest person in creation.

I hope your wife brings a date to your funeral.
I can feel the burn, can you?

I’d call you a cunt, but you have neither the warmth or the depth.
Shallow very shallow.

If you could suck your own dick, then you would finally suck at everything.
It’s almost a compliment but not quite!

If you were anymore inbred, you’d be a sandwich.
Inbred…in bread. Get it? Great insult for your Southern nemesis.

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Beyond the Standard To-Do: 8 Lists You Should Be Keeping

Nothing is as fatiguing as the continued hanging on of an uncompleted task. —William James

You probably keep a to-do list that compiles your outstanding chores and tasks (and hopefully treat it like a river!).

But beyond this kind of standard to-do list, there are eight other lists that are also beneficial to keep.

These lists expand the function that the standard to-do list already serves: clearing out your head and organizing your life so you can experience greater clarity and get more done.

Uncompleted tasks and unorganized thoughts — open loops — squat on your mental bandwidth. They become so much flotsam and jetsam bobbing around in your cognitive sea, sometimes sinking below the surface of consciousness, sometimes randomly rising into awareness. The fact that you don’t have a good grasp of what’s out there, and sense there are things you want to take action on but can’t remember what they are, makes you feel frazzled, fragmented, and out of sorts.

As the founder of the Getting Things Done system, David Allen, said on the AoM podcast: “Your head is a really crappy office.”

Instead of keeping all your open loops in a chaotic pile on your mental desk, file them into an external “office” by writing them down somewhere and organizing them into the following lists. You can keep these lists anywhere you like, whether in a paper or digital notebook. Their nature will make them easiest to find and access in that latter format, and while you can slot them in a well-organized “second brain,” simply using your phone’s notes app works perfectly well.

Beyond the Standard To-Do: 8 Lists You Should Keep

To Buy. You’re brushing your teeth and notice you need more toothpaste. You’re getting dressed and notice you need more socks. You’re making dinner and notice you need more pepper. You promise yourself you’ll remember these things the next time you make an Amazon order or run to the store, but, in reality, you’ve forgotten the low-inventory item five minutes later.

As soon as something you need to buy crosses your mind, write it down on a shopping list, organized by which outlet/business you’ll be purchasing it from.

To Watch/To Listen To/To Read. A co-worker mentions a show that sounds interesting. A friend sends you a podcast he recommends. Your brother suggests a book he thinks you’ll enjoy. But when you’re starting your commute to work, stepping on the treadmill to begin a run, or sitting on a plane, you can’t think of what to watch, listen to, or read. You don’t remember that a loved one gave you a good recommendation, or you do remember that they did, but can’t remember the name of the suggested movie/podcast/book.

Whether ideas for media to check out come from your social network or you stumble across them while browsing/consuming something else, write them down in separate To Watch, To Listen To, and To Read lists that you can easily cue up the next time you’re working out or washing dishes.

To Cook. You and your family have probably cooked a bunch of meals that everyone liked. But when it comes to that perennial question — “What should we have for dinner this week?” — everyone draws a blank. It’s hard to remember the meals that exist within your familial repertoire, so keep a list of them for easy reference.

To Eat. You’re driving around town, see a new restaurant that seems interesting, and make a mental note to dine there the next time you go out to eat. But by the time the weekend rolls around, the idea has evaporated from your mind. Keep a running list of restaurants to check out, so you don’t have to always default to your old standbys.

To Give. It’s your friend’s or spouse’s birthday next week, and you’re pondering what to give them as a gift. Though you rack your brain for an idea, nothing comes to mind. To prevent yourself from winding up in this pickle, write down ideas as they arise throughout the year, even if you’re months away from the occasion. The person may mention something they like, or you see an item while shopping for something else you think they’d dig. When a birthday, anniversary, or Christmas does finally roll around, you’ll only need to check your list of ideas to figure out what to get.

Another good list/note to keep is a rundown of a loved one’s favorite things — colors, foods, candies, brands — and their sizes in clothing and rings. These things are easy to forget and having a reference makes gift buying a lot easier.

To Talk About. This is a list of things to talk about with a friend, and it serves two purposes. The first is to help you remember to ask someone things you’ve been wondering about but keep forgetting to bring up. “What’s the latest on your lawsuit?” “Have you heard from Andy?” “Did you ever figure out what was causing that noise?” The second purpose is to enhance the conversation you have with someone the next time you get together. While it’s often supposed that it’s best to keep social interactions strictly spontaneous, a little intentional planning on the backend can actually make interactions much smoother, deeper, and more enjoyable. Before you get together with someone, make a list of questions you’d like to ask and good conversation topics to discuss.

You may, of course, want to make other lists based on your particular responsibilities and interests. For example, when we hear about a new trail, we add it to our “To Hike” list.

Move whatever things you can out of the crappy office that is your cranium and to an external file. The more lists you keep, the more organized you’ll feel and the more enjoyable, life-enriching action you’ll take.

Fed, Treasury, and FDIC Announce Actions to Backstop Banks

The U.S. government on Sunday sought to affirm confidence in the U.S. banking system by announcing protection for all depositors in Silicon Valley Bank.

Treasury Secretary Janet Yellen approved measures to resolve the failure of Silicon Valley Bank “in a manner that fully protects all depositors,” the Treasury said Sunday in a joint statement with the Fed and FDIC.

This means that deposits beyond the $250,000 limit on FDIC insurance will be available on Monday. The Treasury said the measures will not come at a cost to taxpayers.

 

In a joint statement by the U.S. Treasury, the Federal Reserve, and the Federal Deposit Insurance Corp, the government said:

Today we are taking decisive actions to protect the U.S. economy by strengthening public confidence in our banking system. This step will ensure that the U.S. banking system continues to perform its vital roles of protecting deposits and providing access to credit to households and businesses in a manner that promotes strong and sustainable economic growth.

After receiving a recommendation from the boards of the FDIC and the Federal Reserve, and consulting with the President, Secretary Yellen approved actions enabling the FDIC to complete its resolution of Silicon Valley Bank, Santa Clara, California, in a manner that fully protects all depositors. Depositors will have access to all of their money starting Monday, March 13. No losses associated with the resolution of Silicon Valley Bank will be borne by the taxpayer.

We are also announcing a similar systemic risk exception for Signature Bank, New York, New York, which was closed today by its state chartering authority. All depositors of this institution will be made whole. As with the resolution of Silicon Valley Bank, no losses will be borne by the taxpayer.

Shareholders and certain unsecured debtholders will not be protected. Senior management has also been removed. Any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law.

Finally, the Federal Reserve Board on Sunday announced it will make available additional funding to eligible depository institutions to help assure banks have the ability to meet the needs of all their depositors.

The U.S. banking system remains resilient and on a solid foundation, in large part due to reforms that were made after the financial crisis that ensured better safeguards for the banking industry. Those reforms combined with today’s actions demonstrate our commitment to take the necessary steps to ensure that depositors’ savings remain safe.

The Federal Reserve added:

To support American businesses and households, the Federal Reserve Board on Sunday announced it will make available additional funding to eligible depository institutions to help assure banks have the ability to meet the needs of all their depositors. This action will bolster the capacity of the banking system to safeguard deposits and ensure the ongoing provision of money and credit to the economy.

The Federal Reserve is prepared to address any liquidity pressures that may arise.

The financing will be made available through the creation of a new Bank Term Funding Program (BTFP), offering loans of up to one year in length to banks, savings associations, credit unions, and other eligible depository institutions pledging U.S. Treasuries, agency debt and mortgage-backed securities, and other qualifying assets as collateral. These assets will be valued at par. The BTFP will be an additional source of liquidity against high-quality securities, eliminating an institution’s need to quickly sell those securities in times of stress.

With approval of the Treasury Secretary, the Department of the Treasury will make available up to $25 billion from the Exchange Stabilization Fund as a backstop for the BTFP. The Federal Reserve does not anticipate that it will be necessary to draw on these backstop funds.

After receiving a recommendation from the boards of the Federal Deposit Insurance Corporation (FDIC) and the Federal Reserve, Treasury Secretary Yellen, after consultation with the President, approved actions to enable the FDIC to complete its resolution of Silicon Valley Bank in a manner that fully protects all depositors, both insured and uninsured. These actions will reduce stress across the financial system, support financial stability and minimize any impact on businesses, households, taxpayers, and the broader economy.

The Board is carefully monitoring developments in financial markets. The capital and liquidity positions of the U.S. banking system are strong and the U.S. financial system is resilient.

Depository institutions may obtain liquidity against a wide range of collateral through the discount window, which remains open and available. In addition, the discount window will apply the same margins used for the securities eligible for the BTFP, further increasing lendable value at the window.

The Board is closely monitoring conditions across the financial system and is prepared to use its full range of tools to support households and businesses, and will take additional steps as appropriate.

Why the greedy oligarchy is destined to get its comeuppance when the Great Reset occurs

In 2016, Carol Highsmith got a cease-and-desist letter from Getty Images threatening to take her to court if she didn’t take down a photograph (shown above) she’d put up on her website.

This was strange—because she’d taken the photograph herself, and she’d put it in the public domain.

A few years before, Highsmith had donated 100,000 of her photographs to the Library of Congress so that they could be used royalty-free by anyone who wanted.

The Library of Congress saw it as “one of the greatest acts of generosity in the history of the Library”…

… and Getty Images, it seems, saw it as one of the greatest acts of a total sucker in the history of getting rich off of somebody else’s work.

They copyrighted 18,755 of Highsmith’s public domain photographs and started sending people cease-and-desist letters for using them—including Highsmith herself. Highsmith, full of righteous fury, took them to court for $1 billion. But the truly messed up part of this story is that it doesn’t have a happy ending.

The court ruled in Getty’s favor, saying: “Public domain works are regularly commercialized, and the original authors hold no power to stop this.”[REF] In other words, even though Highsmith’s donation had given everyone the legal right to use her photographs for free, it didn’t stop Getty from threatening people into paying them money for them, anyway. (They still conceded that the letter sent to Highsmith was a mistake, but they got off with a slap on the wrist at the most.)

Anyone who wants to can go around demanding that people pay them for things that are in the public domain all that they want. Nobody actually has to pay them—but they’re under no obligation to tell anyone that fact.

What the fuck is going on here?

Well, you probably guessed it. You see, when an American does something nice, and tries to make the world a better place by offering things for free, or cheaply, or giving destitute people free haircuts, there is some evil son-of-a-bitch that is going to either have it stopped, and / or try to profit from it.

America has become a land of the “dog eat dog”, and this single-minded selfish behavior has resulted in the terrible America that exists today.

I do wish that I could say that this is a singular instance, but it’s not.

It’s the norm.

Inefficiency or fraud?

When you give money to an agency, you know like “Save the Children”, or “The Salvation Army”, or “Toys for Tots” you believe that most of what you will give will go straight to the charity’s good works. If, for instance, you gave $100 to an agency that helped homeless people living on the street, you should reasonably expect at least $90 out of the $100 to go towards helping people.

Unfortunately that is not the case.

For all their nice commercials and “feel-good” slogans, many of today’s largest American nonprofit organizations are extremely inefficient.

In fact, I argue that they are so inefficient that it is suggestive of something else. I argue that they are for-profit organizations that use the cover of “helping the needy” to swindle millions of dollars from people like you and I.

They are inefficient simply because they dedicate the majority of their resources to other aspects of their organization. Leaving little left over in the way of resources for their actual causes.

I know, I know, every organization has overhead costs, but a staggering number of charities today are way, way off the “deep end” in this regard.

At one time, the American Cancer Society spent only 26 percent of its national multibillion-dollar budget on actual medical research, allotting the other three-fourths to “operating expenses.”

American Cancer Society

26% - Medical Research
74% - Salaries, overhead, office furniture, "training sessions" in Los Vegas.

In 2005, the Phoenix New Times reported that the Arizona branch of the organization spent a gasp-inducing 95 percent on overhead costs. Yes, that is correct, and that meant that they left actual cancer victims “only the crumbs.”

Phoenix Arizona branch - American Cancer Society - 2005

05% - Money to people with cancer.
95% - Salaries, offices, cars, and other "incidentals" of the owners.

At the Arizona branch, the nonprofit spends 22 times as much on paying employees, maintaining the offices, and keeping the coffee machine running than on the cancer victims they are supposedly aiming to save.

Consider another cancer support organization…

A peer organization of the American Cancer Society, the Susan G. Komen Breast Cancer Foundation, is also a mechanism to swindle money for personal profit. Still, the foundation, which organizes the annual Breast Cancer 3-Day walking events nationally, can only manage to put forward 13 cents to its cause for every dollar it raises. Those 3-Day t-shirts must be some pretty high quality cotton.

Susan G. Komen Breast Cancer Foundation

13% - Helping people with cancer
87% - Salaries, bonuses, trips, office, coffee, etc.

Of course, inefficiency is hardly limited to cancer-fighting organizations. The Greenpeace Fund—widely known for its environmental and conservation goals—is among the least efficient of environmental charities. It commits upwards of 82 percent of its fundraising to overhead costs. Costly tree-hugging. 

The Greenpeace Fund

18% - Goes to helping the environment.
82% - Salaries, bonuses, office, trips, and nice furnishings.

Several groups assess and rate nonprofits’ efficiency, equipping donors with the tools to pick their charities. Charity Navigator, one such group, ranks charities based on a five-star rating scale of efficiency and publishes data on the breakdown of nonprofits’ organizational spending.

Charity Navigator bestows only one star upon the American Cancer Society, while the marginally more efficient Susan G. Komen Breast Cancer Foundation wins three stars. The popular March of Dimes Birth Defects Foundation wins a two-star efficiency rating for spending 82 cents of every dollar it raises on overhead costs.

March of Dimes Birth Defects Foundation

18% - Helps families with children that have birth defects.
82% - Salaries, bonuses, overhead, offices

Americans, for all their supposed generosity, are not discerning enough when it comes to giving. They pour money into organizations like the American Cancer Society and the March of Dimes, because these organizations appeal to people’s publicity sensitivities.

Too many worthy and efficient nonprofits are pushed aside by massive money-eating charities because wealthy donors prefer to go to galas than to actually do something noteworthy and good.

Traditionally, the reasons to contribute to the health of society were fairly banal: [1] general compassion for others; [2] feeling good about yourself as you lie in bed at night pondering your life; [3] political gains; and [4] the occasional tax deduction.

But now, the charity culture has taken on new form.

In the new fundraising world, the strategy is making amusements. Charitable organizations attract philanthropists through “fun” incentives. Nonprofits organize events throughout the year that are booked as good times: the American Cancer Society puts on the Relay for Life event, and the March of Dimes Foundation organizes its famed annual walk to save premature babies— with its measly 18 cents per dollar raised.

Few people ask whether their money is being used wisely, but these events are wildly successful: Americans from a wide variety of demographics and socioeconomic networks turn up in droves. People are attracted to organizations like the American Cancer Society because they are glamorous and glitzy. The nonprofits pull in donors with promises of celebrity appearances and festive awareness-raising parties.

Although this trend of glamorous charity seems fantastic for the world of nonprofits, or at least innocuous, it is actually calamitous, because insincere philanthropy enables quasi-fraudulent inefficient charities.

Insincere philanthropy enables quasi-fraudulent inefficient charities.

What is going on?

We have people who donate their belongings for public consumption, and some greedy SOB tries to profit from it. We have charities that are supposed to help people, and then they run up huge enormous expenses with little to show for the very people that they are supposed to help.

When I lived in Indiana, I used to walk among the few remaining strands of trees that were not taken over by farm fields, and housing developments. My wife and I would walk on these shallow paths up and down the ravines, in and out through the wooded glades, and up and down the various streams.

I will never forget this one event.

It is was in Marion, Indiana. There was a new housing complex going up, and they were bull-dozing all the trees and virginal forests to make way for flat spaces to build roads and single story wood-frame buildings upon. We had just gotten out of a particularly dense section of the forest, when suddenly we encountered a pile of dirt and up-rooted trees. We had to climb over the mess to continue in the woods…

…and there I saw it.

It was a bent metal sign, on a metal post that was partially standing when the bulldozer plowed into it.

The sign was telling.

This land is donated by the XXXXXXX family to the City of Marion, Indiana on 1972 so that it may remain pristine and virginal to the end of time. May you and your children and their children forever have access to this area. Remember that the Lord is everywhere and the best way to see his good works is to experience it first hand. These lands are for you and your children to enjoy forever.

We went back down the path two weeks later. The sign was gone, and a construction team was laying down some asphalt where it used to be.

Suckers!

In America today, you get the over all impression that if you are not “on the hustle” then you are a fool and a rube and that you deserved to be swindled. Ah. many a good person has fallen for this contemporaneous belief, and it is wrong. It is really, really wrong.

You are not a fool for trying to help others.

It’s not you.

You are a victim of someone else to misrepresented themselves, their organization and their role in society. They themselves, have created a for-profit model this is vacuuming up money from everyone so that they can maintain their nice and lavish lifestyles.

In 2014, the March of Dimes received $196 million in revenue, with the majority ($187 million) from contributions, fundraising events, and grants (the other $9 million came from investment income, program services and other sources).

$96 million (49%) was spent on salaries, pensions, employee benefits, and payroll taxes. 129 individuals received more than $100,000 in compensation. 60 independent contractors received more than $100,000 in compensation. 10 executives (President, Executive VP, Asst Secretary, Asst Treasurer, Medical Director and five Senior VP’s) received a collective $3.3 million (ranging from $255,000  to $510,000).

-Where does your $1 to March of Dimes go?

But, that is not all…

As I have ranted about this in other posts. I have argued that America is a nation where the common man dies a death by a million small paper-cuts. Whether it is an endless stream of taxes or fees, to all sorts of other “charges”, it is near impossible for the average American to save up any money at all.

Not that it matters to me. I don’t live there any longer.

But what about this comeuppance?

Ah.

Well, you see, our universe, and our reality is based upon thought. Right? And while we occupy a given particular world-line alone, it’s actually not an isolated world-line. It is instead connected to an “ocean” of other world-lines that are all inner-connected and wired up together.

And behaviors, and thoughts, and manifested emotions all tug on these interconnections in all sorts of ways.

You can call them as waves, as radiation, as fluxes within the universal void, as dark-matter or anything else you might want to refer them as. The point is that thoughts of others, not on your particular world-line, at any given moment, affects your world-line. It affects the templates. It affects the baseline. It affects how the paths, the arrows of time, are followed, and the rules for slides. It affects everything.

Well…

If you think good thoughts, and do good things, you can be assured that the universe will somehow bend to your advantage.

And..

If you think bad thoughts, and do bad hurtful and spiteful things, you can expect that the universe would also bend to your thoughts and create situations that would be very uncomfortable for you.

And…

If you use people, treat them as dupes all on the promise that you are "helping people" then you can be rest assured that this will have an equally hurtful effect upon your life. 

So, while I cannot predict what will happen in each individual case, I can pretty much confirm that bad people will get to experience some bad things. And good people, will get to experience some good things, and greedy people will get to experience A GREAT LOSS OF MONEY AND STANDARD OF LIVING.

It’s the way the universe works.

And the oligarchy…

Well you can run, and you can hide, but the universe has a way of sniffing you out. You will most certainly get your comeuppance.

Do you want more?

I hope that you enjoyed this post. I have more in my Happiness Index here…

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It’s too late now. You should have gotten out while you could. Now it is too late.

I have some things to say. So brace yourself. I’ve got some strong ideas about life, happiness, peace, freedom, and liberty. I also have ideas about property, hamburgers, beer, wine, and pizza. So fortify yourself with some strong drink and something to crunch upon. Here we go…

You know, the sole purpose of government is to protect it’s citizenry.

That is it.

Nothing else matters. It should make sure that the people are fine and living life, or as they used to say in the United States, being in the “pursuit of happiness“.

Now, this can mean many things, but most fundamentally it means that the people are protected from thieves, robbers, and hoodlums. It also means that they are protected from other nations who might which to perform large-scale robbery, rape, and crimes against people, property, and things.

Different nations handle this differently.

  • Some (like early America) were small, and provided only the necessities.
  • Others believed in a central government that controlled everything.
  • While others set up military empires that pretty much ran the nation through strength.
  • And still others have varying degrees of “democratic” rule.

All nations change over time. Sometimes those changes are gradual, and sometimes those changes are rapid and violent. But change is the norm in human society and it’s high time that America starts to experience some of the long-delayed changes that have been building up for decades, if not centuries.

America today is an oligarchy (PTB) run military empire undergoing the pains of social, financial, economic, and leadership contraction.

It’s painful to watch.

Because…

Fundamentally, at the most basic level, a nation that cannot protect its people and that cannot provide for its people is no longer a nation. It is a dysfunctional “something”. It might have a flag, and passports and colored lines on a geographic map, but functionally it has ceased being a nation.

It’s people can see this.

And when they can no longer rely on the police and the government to protect them, they make changes. They seek means of protecting themselves. One of the greatest indicators in a loss of respect and confidence in a nation is when the citizens start buying up firearms and weapons.

When the government can no longer protect it's people, the people try to protect themselves. they purchase guns and ammunition.
When the government can no longer protect it’s people, the people try to protect themselves. they purchase guns and ammunition.

Most of the citizens in a dysfunctional nation can see this.

Only those living within protective enclaves of the elite are unable to see this. Yet, over time, even they too can see what is going on, and those with the necessary means, flee. They construct safe places far away and abandon the nation under collapse.

Those that remain behind have only two options available to them…

  • Accept the status quo and adapt.
  • Or change the nation into something that is functional.

If you, for whatever reason, are unable to participate or accept these options then you must leave. Because no matter how you look at it, there is going to be trying times ahead.

And things could get… uncomfortable.

Things can get uncomfortable when there is no order, no skills, and when laws are not followed. Accidents can happen. Both accidental and intentional.
Things can get uncomfortable when there is no order, no skills, and when laws are not followed. Accidents can happen. Both accidental and intentional.

There were numerous people writing articles arguing that you should construct a “life boat” and leave before things get worse. I was one of them. Here’s another fellow named Llpoh. He wrote an article about escape a few years back, and now he revisits it with some interesting insight…

The following article is from the Burning Platform Blog. In it he revisits an earlier article that he wrote titled “Llpoh: Get Out While You Can”. This article updates it with the day to day craziness that is the norm in America today. It’s a pretty sobering look at what the USA is, or what it has become. All credit to the original author.

Llpoh: Get Out While You Can, Revisited

Just under two years ago I wrote the article that follows. It garnered a lot of comments, and I encourage you to revisit them to see how well they have stood the test of time. The original article can be found here:

https://www.theburningplatform.com/2018/09/27/llpoh-get-out-while-you-can/

If anything, I was far too optimistic in my assessment. It is now too late to get out, as you can easily see. I did what I could to sound the alarm. I told you so, and it brings me no pleasure (well, maybe a little) to say that.

Interestingly, there are a number of posters on the original thread that said they would fight when the time came. I called bullshit then and still do. Things are far worse today than then, but no fighting is happening.

None.

The other side is better organized, and they are marching armed and un-impeded wherever they choose. It looks more and more like the normal folks are surrendering without even a dying whimper. Much as I suspected and predicted. It is not a criticism, just a statement of fact. The left and the minorities have won. If the Hispanics ever join the leftist march, it is well and truly over.

Does anyone see a way out?

The $5 trillion or more yearly deficit, the loss of Liberty to the pandemic, the acquiescence of all organizations and businesses to the demands of the left, the inability to even argue with a black person without losing your job, the loss of freedom of movement, the ability of the radicals to commandeer interstate highways and cities without so much as a “that is illegal” from elected officials, the erasure of history, the inability to defend your person or property, etc., are just some of the thousands of examples that show the normals have lost.

If they are not standing up now, then it is not going to happen.

Because this is as bad as it gets.

Oh, it can get worse, but when you have reached Hell, and you have, it is just the particular level in Hell that is the question.

So the question is – does anyone see a way out? And if so what is it. Because there is nothing happening now that I can see. Please give me some hope. I sure could use it about now. I just do not see it.

This is the text of the original article, for reference:

LLPOH: Get Out While You Can

I am currently stateside. It has been a few years, and I had to take care of some business. My wife and I have revisited some of our favorite spots, and caught up with some family. We have driven through some of God’s finest works. There is no more beautiful landscape anywhere on earth than the west coast, Route 66, southern Colorado, the Badlands, etc.

That said, I say this most sincerely, and with great sorrow. Those of you who can, get out now.

Discussing what to do over drinks.
Discussing what to do over drinks.

What I have seen leads me to depression, and there is no road back for the US, in my opinion.

The blinkered people, the tax collectors roadside (police everywhere collecting taxes), the tax collecting at every opportunity, the welfare state, the severe drop in service at restaurants, the tattoos, the green hair, the lard-asses everywhere, the severe over-population of great swathes of the country, the hideous media out only to inflame, and not to report, the aged and infirm working at whatever jobs they can find, the homeless everywhere, the beggars, the filth roadside, the severe health issues seen at every turn (people everywhere too fat to walk, carrying oxygen, diabetes inflicted, toothless), casinos one after another, hideous roads, etc. ad naseum, lead me to but one conclusion: the US is fucked. It grieves me to say it. It disgusts me to see it.

Of all of these things, the most serious is the blinkered people. They have no insight, no curiosity, no sense of understanding of the world, no vision of anything outside their tiny bubble.

Put together a "go bag" also known as a "bug out bag".
Put together a “bug out bag”.

There are far too many people. California has 40 million, almost double that of Australia, which is more or less the size of the lower 48. I struggle to breathe around such masses.

I can feel the desperation wherever I go, but the people cannot see that they cause their own issues by living far beyond their means, with leased cars and pickups, and mortgaged to the hilt.

I spoke with many relying on pensions, who do not realize the precariousness of their positions. I ask how well funded are their plans, and they stare at me mouths agape, unable to even grasp the question.

If you have the means then use them and go to a safe place.
If you have the means then use them and go to a safe place.

I spoke to many business owners, who are so angry it defies belief. To a man, they are wanting to throw in the towel. The government has choked them to death, and dealing with employees is killing them day by day. One has seven lawsuits going and has been sued 25 times. He services equipment for other companies. Whenever an idiot maims someone with the equipment he services, he gets roped into the lawsuit. The equipment never fails, but some idiot, not employed by him, runs over someone, and he gets sued, guilty by association.

The immigration policy of the US is helping destroy the country. As a reference point, Australia takes a couple hundred thousand immigrants a year, talent-based. Talent based. Compare that to the US insanity.

On and on it goes.

Pick a destination and leave.
Pick a destination and leave.

So I say this. Get out if you can. I recommend New Zealand or Australia. Others might recommend somewhere else. These countries have issues, but they are a few decades behind those that the US has. If not that, then if possible move away from the big cities.

My Concluding Thoughts

Ai! The USA is certainly a big mess.

I know, I left it and ended up in my “life boat” in China. You might hate China, but most people who do, do so out of ignorance. They just don’t know what I know, or what China is like.

I can tell you one thing, though…

China is a functional nation, run by serious people, who do not play. They invest in their people and in their society. They honor their traditions and make sure that they are preserved. All of them, including the 80+ minority groups. It’s beautiful here. The sky is blue, the trees are lush green, the ocean is a rainbow of light blues to dark greens, and all the flowers are vibrant and sweet.

The people are relaxed, and nice. The roads are new and well maintained. The police are alert and there are many freedoms that most Americans have long given up ages ago.

But that is my story.

What is obvious is that the United States is a mess and the elite in positions of power are so “off the grid” in reality that they don’t know if they are coming or going. It can only get worse before it gets better.

If you are stuck in the United States right now, I would suggest that you fortify your home, stockpile supplies, and practice, practice and practice. While it might not end up as a shooting hot conflict, that is (after all) the historical norm. Be prepared.

I would suggest that you fortify your home, set up strong fencing, add strong metal doors, and 2x4 barricades that you can put in place. Hide your supplies and plant shrubbery to hide you home from view.
I would suggest that you fortify your home, set up strong fencing, add strong metal doors, and 2×4 barricades that you can put in place. Hide your supplies and plant shrubbery to hide your home from view.

Do not expect things to get better.

In fact, I argue, that if suddenly things did get better, then I would dig a hole in the ground and hide. For it is possible that even worse things are down the road.

It’s long past the time for “temporary fixes” and “band-aides” and other “kick the can down the road” solutions.

Things have run out.

We all can see the wreck that the United States is today. We can see that the entire government is dysfunctional, that the police are either dangerous or useless, and that the leadership are nothing but greedy evil people who will sell you out in a heartbeat.

It’s game over!

It's game over.
It’s game over.

Things have run out. The end of the road is getting clearer with each passing day.

As the car barrels down the highway and pumping the breaks no longer work… you can see the signs on the highway that read “Dead End”, “Road Closed”, “Bridge Out”, and…

..and when your car crashes through the wooden roadblock and sprinters of the sign are all over the windshield…

… Like RIGHT NOW…

You realize that perhaps it’s too late.

Maybe you should jump out of the speeding car. Even though it is going 60 mph on a twisty and winding road…

Even though you might get scratched in the process, it will probably be far safer than getting trapped inside the car as it goes engine first diving onto the rocky shores below.

If you are stuck and trapped in the United States right now, I would advise living a quiet low-key life. You would need to tone down your internet presence. Keep your private home and personal life quiet. Keep your political opinions quiet. Blend in, and then only come out when the “all clear” siren sounds.

Only come out when it is safe to come out.
Only come out when it is safe to come out.

Do you want more?

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I hope that you found this post curious. Please take care. You can view other similar posts in my SHTF Index, here…

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Americans today are living within a failed state.

This is a pretty good article written by George Packer that was printed in the Atlantic and has pretty much been circulating everywhere. My friends from both sides of the political spectrum are discussing it, and urging me to read it. So I have, and I found his points… oh so delicious. Here is his article and I think that you all would see that he makes some good points no matter what side of the political spectrum you are on.

The COVID-19 event, regardless of what caused it, has exposed America for what it is. And the picture is decidedly not pretty.

You might not agree with everything that he has to say. You might not like the dish of food that he serves to you, but you must admit that the COVID-19 has exposed America to be fully and completely incapable of governing during a serious emergency. And while the idea for “Make America Great Again” is laudable, it is unfortunately beyond the reach of everyone inside the monstrous American government.

It’s a good read. All credit to the author.

We Are Living in a Failed State

George Packer

When the (COVID-19) virus came here, it found a country with serious underlying conditions, and it exploited them ruthlessly. Chronic ills—a corrupt political class, a sclerotic bureaucracy, a heartless economy, a divided and distracted public—had gone untreated for years. We had learned to live, uncomfortably, with the symptoms.

It took the scale and intimacy of a pandemic to expose their severity—to shock Americans with the recognition that we are in the high-risk category.

America responds to the COVID-19

The crisis demanded a response that was swift, rational, and collective.

The United States reacted instead like Pakistan or Belarus—like a country with shoddy infrastructure and a dysfunctional government whose leaders were too corrupt or stupid to head off mass suffering.

The administration squandered two irretrievable months to prepare.

From the president came willful blindness, scapegoating, boasts, and lies. From his mouthpieces, conspiracy theories and miracle cures. A few senators and corporate executives acted quickly—not to prevent the coming disaster, but to profit from it.

When a government doctor tried to warn the public of the danger, the White House took the mic and politicized the message.

American Citizens caught in the middle.

Every morning in the endless month of March, Americans woke up to find themselves citizens of a failed state. With no national plan—no coherent instructions at all—families, schools, and offices were left to decide on their own whether to shut down and take shelter.

When test kits, masks, gowns, and ventilators were found to be in desperately short supply, governors pleaded for them from the White House, which stalled, then called on private enterprise, which couldn’t deliver.

States and cities were forced into bidding wars that left them prey to price gouging and corporate profiteering.

Civilians took out their sewing machines to try to keep ill-equipped hospital workers healthy and their patients alive. Russia, Taiwan, and the United Nations sent humanitarian aid to the world’s richest power—a beggar nation in utter chaos.

Presidential Leadership

Donald Trump saw the crisis almost entirely in personal and political terms.

Fearing for his reelection, he declared the coronavirus pandemic a war, and himself a wartime president.

But the leader he brings to mind is Marshal Philippe Pétain, the French general who, in 1940, signed an armistice with Germany after its rout of French defenses, then formed the pro-Nazi Vichy regime. Like Pétain, Trump collaborated with the invader and abandoned his country to a prolonged disaster.

And, like France in 1940, America in 2020 has stunned itself with a collapse that’s larger and deeper than one miserable leader.

Some future autopsy of the pandemic might be called Strange Defeat, after the historian and Resistance fighter Marc Bloch’s contemporaneous study of the fall of France.

Despite countless examples around the U.S. of individual courage and sacrifice, the failure is national. And it should force a question that most Americans have never had to ask: Do we trust our leaders and one another enough to summon a collective response to a mortal threat?

Are we still capable of self-government?

A major crisis

This is the third major crisis of the short 21st century.

The first, on September 11, 2001, came when Americans were still living mentally in the previous century, and the memory of depression, world war, and cold war remained strong. On that day, people in the rural heartland did not see New York as an alien stew of immigrants and liberals that deserved its fate, but as a great American city that had taken a hit for the whole country. Firefighters from Indiana drove 800 miles to help the rescue effort at Ground Zero. Our civic reflex was to mourn and mobilize together.

Partisan politics and terrible policies, especially the Iraq War, erased the sense of national unity and fed a bitterness toward the political class that never really faded.

The second crisis, in 2008, intensified it.

At the top, the financial crash could almost be considered a success. Congress passed a bipartisan bailout bill that saved the financial system. Outgoing Bush-administration officials cooperated with incoming Obama administration officials. The experts at the Federal Reserve and the Treasury Department used monetary and fiscal policy to prevent a second Great Depression.

Leading bankers were shamed but not prosecuted; most of them kept their fortunes and some their jobs. Before long they were back in business. A Wall Street trader told me that the financial crisis had been a “speed bump.”

Ah, but the American middle class…

All of the lasting pain was felt in the middle and at the bottom, by Americans who had taken on debt and lost their jobs, homes, and retirement savings.

Many of them never recovered, and young people who came of age in the Great Recession are doomed to be poorer than their parents.

Inequality—the fundamental, relentless force in American life since the late 1970s—grew worse.

This second crisis drove a profound wedge between Americans: between the upper and lower classes, Republicans and Democrats, metropolitan and rural people, the native-born and immigrants, ordinary Americans and their leaders.

Social bonds had been under growing strain for several decades, and now they began to tear.

The reforms of the Obama years, important as they were—in health care, financial regulation, green energy—had only palliative effects.

The long recovery over the past decade enriched corporations and investors, lulled professionals, and left the working class further behind. The lasting effect of the slump was to increase polarization and to discredit authority, especially government’s.

No one noticed.

Both parties were slow to grasp how much credibility they’d lost.

The coming politics was populist. Its harbinger wasn’t Barack Obama but Sarah Palin, the absurdly unready vice-presidential candidate who scorned expertise and reveled in celebrity. She was Donald Trump’s John the Baptist.

Trump came to power as the repudiation of the Republican establishment.

But the conservative political class and the new leader soon reached an understanding. Whatever their differences on issues like trade and immigration, they shared a basic goal: to strip-mine public assets for the benefit of private interests.

Republican politicians and donors who wanted government to do as little as possible for the common good could live happily with a regime that barely knew how to govern at all, and they made themselves Trump’s footmen.

Like a wanton boy throwing matches in a parched field, Trump began to immolate what was left of national civic life.

He never even pretended to be president of the whole country, but pitted us against one another along lines of race, sex, religion, citizenship, education, region, and—every day of his presidency—political party.

His main tool of governance was to lie.

A third of the country locked itself in a hall of mirrors that it believed to be reality; a third drove itself mad with the effort to hold on to the idea of knowable truth; and a third gave up even trying.

The American government

Trump acquired a federal government crippled by years of right-wing ideological assault, politicization by both parties, and steady defunding.

He set about finishing off the job and destroying the professional civil service.

He drove out some of the most talented and experienced career officials, left essential positions unfilled, and installed loyalists as commissars over the cowed survivors, with one purpose: to serve his own interests.

His major legislative accomplishment, one of the largest tax cuts in history, sent hundreds of billions of dollars to corporations and the rich. The beneficiaries flocked to patronize his resorts and line his reelection pockets. If lying was his means for using power, corruption was his end.

This was the American landscape that lay open to the virus: in prosperous cities, a class of globally connected desk workers dependent on a class of precarious and invisible service workers; in the countryside, decaying communities in revolt against the modern world; on social media, mutual hatred and endless vituperation among different camps; in the economy, even with full employment, a large and growing gap between triumphant capital and beleaguered labor; in Washington, an empty government led by a con man and his intellectually bankrupt party; around the country, a mood of cynical exhaustion, with no vision of a shared identity or future.

COVID-19 exposed America for what it is.

If the pandemic really is a kind of war, it’s the first to be fought on this soil in a century and a half.

Invasion and occupation expose a society’s fault lines, exaggerating what goes unnoticed or accepted in peacetime, clarifying essential truths, raising the smell of buried rot.

The virus should have united Americans against a common threat.

With different leadership, it might have.

Instead, even as it spread from blue to red areas, attitudes broke down along familiar partisan lines. The virus also should have been a great leveler. You don’t have to be in the military or in debt to be a target—you just have to be human.

But from the start, its effects have been skewed by the inequality that we’ve tolerated for so long.

When tests for the virus were almost impossible to find, the wealthy and connected—the model and reality-TV host Heidi Klum, the entire roster of the Brooklyn Nets, the president’s conservative allies—were somehow able to get tested, despite many showing no symptoms.

The smattering of individual results did nothing to protect public health.

Meanwhile, ordinary people with fevers and chills had to wait in long and possibly infectious lines, only to be turned away because they weren’t actually suffocating. An internet joke proposed that the only way to find out whether you had the virus was to sneeze in a rich person’s face.

When Trump was asked about this blatant unfairness, he expressed disapproval but added, “Perhaps that’s been the story of life.”

Most Americans hardly register this kind of special privilege in normal times. But in the first weeks of the pandemic it sparked outrage, as if, during a general mobilization, the rich had been allowed to buy their way out of military service and hoard gas masks. As the contagion has spread, its victims have been likely to be poor, black, and brown people. The gross inequality of our health-care system is evident in the sight of refrigerated trucks lined up outside public hospitals.

Right now…

We now have two categories of work: essential and nonessential. Who have the essential workers turned out to be?

Mostly people in low-paying jobs that require their physical presence and put their health directly at risk: warehouse workers, shelf-stockers, Instacart shoppers, delivery drivers, municipal employees, hospital staffers, home health aides, long-haul truckers.

Doctors and nurses are the pandemic’s combat heroes, but the supermarket cashier with her bottle of sanitizer and the UPS driver with his latex gloves are the supply and logistics troops who keep the frontline forces intact.

In a smartphone economy that hides whole classes of human beings, we’re learning where our food and goods come from, who keeps us alive. An order of organic baby arugula on AmazonFresh is cheap and arrives overnight in part because the people who grow it, sort it, pack it, and deliver it have to keep working while sick.

For most service workers, sick leave turns out to be an impossible luxury. It’s worth asking if we would accept a higher price and slower delivery so that they could stay home.

Dangerous parasites

The pandemic has also clarified the meaning of nonessential workers. One example is Kelly Loeffler, the Republican junior senator from Georgia, whose sole qualification for the empty seat that she was given in January is her immense wealth. Less than three weeks into the job, after a dire private briefing about the virus, she got even richer from the selling-off of stocks, then she accused Democrats of exaggerating the danger and gave her constituents false assurances that may well have gotten them killed. Loeffler’s impulses in public service are those of a dangerous parasite.

A body politic that would place someone like this in high office is well advanced in decay.

Political Nihilism

The purest embodiment of political nihilism is not Trump himself but his son-in-law and senior adviser, Jared Kushner.

In his short lifetime, Kushner has been fraudulently promoted as both a meritocrat and a populist. He was born into a moneyed real-estate family the month Ronald Reagan entered the Oval Office, in 1981—a princeling of the second Gilded Age.

Despite Jared’s mediocre academic record, he was admitted to Harvard after his father, Charles, pledged a $2.5 million donation to the university.

Father helped son with $10 million in loans for a start in the family business, then Jared continued his elite education at the law and business schools of NYU, where his father had contributed $3 million.

Jared repaid his father’s support with fierce loyalty when Charles was sentenced to two years in federal prison in 2005 for trying to resolve a family legal quarrel by entrapping his sister’s husband with a prostitute and videotaping the encounter.

Jared Kushner failed as a skyscraper owner and a newspaper publisher, but he always found someone to rescue him, and his self-confidence only grew.

In American Oligarchs, Andrea Bernstein describes how he adopted the outlook of a risk-taking entrepreneur, a “disruptor” of the new economy. Under the influence of his mentor Rupert Murdoch, he found ways to fuse his financial, political, and journalistic pursuits. He made conflicts of interest his business model.

So when his father-in-law became president, Kushner quickly gained power in an administration that raised amateurism, nepotism, and corruption to governing principles.

As long as he busied himself with Middle East peace, his feckless meddling didn’t matter to most Americans. But since he became an influential adviser to Trump on the coronavirus pandemic, the result has been mass death.

In his first week on the job, in mid-March, Kushner co-authored the worst Oval Office speech in memory, interrupted the vital work of other officials, may have compromised security protocols, flirted with conflicts of interest and violations of federal law, and made fatuous promises that quickly turned to dust.

The federal government is not designed to solve all our problems,” he said, explaining how he would tap his corporate connections to create drive-through testing sites.

They never materialized.

He was convinced by corporate leaders that Trump should not use presidential authority to compel industries to manufacture ventilators—then Kushner’s own attempt to negotiate a deal with General Motors fell through.

With no loss of faith in himself, he blamed shortages of necessary equipment and gear on incompetent state governors.

To watch this pale, slim-suited dilettante breeze into the middle of a deadly crisis, dispensing business-school jargon to cloud the massive failure of his father-in-law’s administration, is to see the collapse of a whole approach to governing.

It turns out that scientific experts and other civil servants are not traitorous members of a “deep state”—they’re essential workers, and marginalizing them in favor of ideologues and sycophants is a threat to the nation’s health.

It turns out that “nimble” companies can’t prepare for a catastrophe or distribute lifesaving goods—only a competent federal government can do that.

It turns out that everything has a cost, and years of attacking government, squeezing it dry and draining its morale, inflict a heavy cost that the public has to pay in lives.

All the programs defunded, stockpiles depleted, and plans scrapped meant that we had become a second-rate nation. Then came the virus and this strange defeat.

Our fight against the COVID-19

The fight to overcome the pandemic must also be a fight to recover the health of our country, and build it anew, or the hardship and grief we’re now enduring will never be redeemed.

Under our current leadership, nothing will change.

If 9/11 and 2008 wore out trust in the old political establishment, 2020 should kill off the idea that anti-politics is our salvation. But putting an end to this regime, so necessary and deserved, is only the beginning.

Facing a stark choice.

We’re faced with a choice that the crisis makes inescapably clear. We can stay hunkered down in self-isolation, fearing and shunning one another, letting our common bond wear away to nothing.

Or we can use this pause in our normal lives to pay attention to the hospital workers holding up cellphones so their patients can say goodbye to loved ones; the planeload of medical workers flying from Atlanta to help in New York; the aerospace workers in Massachusetts demanding that their factory be converted to ventilator production; the Floridians standing in long lines because they couldn’t get through by phone to the skeletal unemployment office; the residents of Milwaukee braving endless waits, hail, and contagion to vote in an election forced on them by partisan justices.

We can learn from these dreadful days that stupidity and injustice are lethal; that, in a democracy, being a citizen is essential work; that the alternative to solidarity is death. After we’ve come out of hiding and taken off our masks, we should not forget what it was like to be alone.

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