Collective delusion. Cultural madness.

India faces massive problems that hinder its development, starting with a dysfunctional democratic government. It is overly bureaucratic. Its regulatory structure discourages foreign investment. It is often hostile to foreign companies.

India has a large, rapidly-growing, young population but it is poorly educated. Indian literacy is quite low.

India’s female participation rate in the labour force is quite low.

India is fractured by ethnic strife. Hindu nationalism exacerbates the problem.

India has serious human rights issues, particularly with respect to women.

India’s caste system remains an obstacle.

India’s infrastructure is seriously lagging behind China.

India is mired in extreme poverty with over 100 million people living in these conditions.

Can India overcome all these obstacles and challenges? If I were a betting man, I wouldn’t put my money on India. Sorry. The odds really suck.

China’s economy is 4.7X larger than India’s by nominal GDP.

China’s economy is 2.4X larger than India’s by purchasing power parity. [Source: IMF.]

Even assuming Indian growth of 8% to Chinese growth of 5%, it would take India more than 30 years to catch up to China. The math doesn’t lie.

Can India grow at 8% ???

This just happened to me.

I worked as a manager for 3 years, improving systems, increasing productivity, and even doubling the company’s clientele within 1.5 years. I consistently received rave reviews from staff and clients. I was efficient, trustworthy, loyal, kind, funny, was always early, and stayed late anytime they needed me. I ran the business while the owner was able to look into opening a second location because of how much I improved her business.

One month ago (Nov. 2019), I came to work like any other day. I booked several new clients within my first 30 minutes. I was then called into a meeting with the owner and another manager. I was handed an email I had written the day before. I read it and asked what was wrong. The manager said, “We are moving to termination.” Shocked, with all the blood in my body now rushing out (I could feel myself turn white), I said, “I don’t think this is right. Where is the disciplinary trail?”

They proceded to tell me they did not need a disciplinary trail and gave me no reason other than the way I had written the email made it sound like I threw the manager under the bus. This was not my intent and I profusely apologized for it coming off that way. I tried to discuss the fact that I had no previous disciplinary problems. The owner and manager then started bringing up little mistakes I had made – nothing bad, just simple mistakes, and things I had never before been made aware of.

I proceeded to remind them how much I have done for the company and asked if we could instead discuss this rather then just get rid of me. I kept asking why. They never had a straight answer. They never had me sign anything. At one point the manager said, “Go process this at home, goodbye.”

As I gathered my belongings while they watched me like hawks, I stuttered and mumbled, trying anything to make sense of what was happening. I still have no idea why I was fired nor what the grounds for firing me were.

I am moving on, but hurting a lot. I absolutely loved the job and the work, and I believed in the company. I am angry and sad and I know this wasn’t right. But I have no recourse. They had made up their minds and there was nothing I could say or do. I wish I knew what happened and I wish I could go back and say the magic words. My only choice is to move ahead.

It helps a bit reading from others who say this type of incident isn’t right and also that I’m not the only one this has happened to.

Side note – I found out a couple of weeks later that my office assistant quit the day after I left and that the owner replaced me with her daughter.

UPDATE June 2020: Thank you for all of your up votes and comments, I really appreciate them. To update, they had to eventually hire 3 people to take over my position. Many employees have quit as have many clients. The person who took the lead in firing me was demoted soon after and recently quit.

Weirdest? Maybe, you decide. I had asked a good family “friend” to check on my high school kids while I was going to be gone a couple nights. They were both working and responsible but I just wanted someone to look in on them, it made me feel better. He offered to stay over and would let the dog out if they were working. I thought that would be great. He was a good friend and I thought I knew him well Well, We ended up coming home sooner then planned and I messaged him our new plans. When did we expect to be home? About what time? Not sure why it mattered but I let him know. He acted strangely in his texts, which I didn’t pick up on until later. I wasn’t sure why he was even still at the house since we were coming back that evening, but I thought he was just being kind and taking care of the dog or maybe he wanted a quiet spot to be as he had moved back in with his parents to save money. Fast forward about 3 months and my daughter had to run home to grab something before a game. She had a couple other kids with her, one being a new kid. “Oh, I’ve been here before” he says. My daughter asked when. “ when I met up with someone on grinder “ my daughter didn’t believe him until he mentioned some details about the inside of the house. Well, after asking when and a description of the person she put two and two together, it was our good “friend.” My daughter was so upset she had a panic attack about the whole thing. She told me and I told my husband and we called law enforcement since he was a minor. There was an investigation and it turned out the kid lied about his age and nothing had actually happened because our friend had the sense to kick him out when he discovered he was not 18, and the investigation was ended. My daughter had to go through questioning about what she was told. We had to let our employer know because we work with kids and couldn’t risk this kid saying he was at our house with an adult male when they didn’t know the circumstances. Obviously I did not speak to the person again after this, and he had no idea why I was upset! He did not realize the repercussions that my family could have faced because of this or how disgusting this was even if not intentional. Now, we all knew he was gay and that’s not the disgusting part- it’s inviting a stranger into my home without my permission and possibly with my other kids around, it’s a safety issue, and a trust issue. If I don’t trust people anymore this is one of the reasons why.

Yes, I owned a burglar alarm company. The employee had been on the job about three weeks but was well trained. He failed to dispatch on an alarm. I fired him. He was black. He filed an EEOC complaint alleging I fired him because he was a black male. He had a black female supervisor and I had many employees of different races working for me. I did not discriminate on pay, male vs female, black vs white. The EEOC called me about the complaint and told me he would settle it for $1995. I told her no. She asked what I would counter with. I told her I wouldn’t counter. She told me they would have to audit me. Maybe I should counter with $995. I told her to audit. I was audited and no wrong doing was found. About a year later I received a notice that he had appealed. I called the EEOC and told them I was pissed. I was ready to sue but I had a supervisor on the line. He said just cool it. Ok. Was everything just as it was when I was audited? Sure! Ok, ty. The appeal was denied. Another year later I received a notice that he had appealed again. Really pissed now. Same supervisor. Really ready to sue. He said cool it. Was everything the same as when they audited? I said no, employees had come and gone but the ratios and pay were still equitable. I asked how many times this guy had done this. I was told that couldn’t be divulged but would hear nothing more. Appeal denied. The thing that still bothers me is that the EEOC initially really wanted me to pay to make the problem go away. Sad.

I was on a highway on the way home after teaching a night class. A driver in a Camaro came up to an intersection on the right and rolled through the stop sign (like most St Louis drivers do). I saw them approaching the stop sign and was thinking “they’re going to stop … they’re going to stop… oh no!”. Luckily there was no one to my left so I swerved left trying to avoid them but hit the front end of the car. If I hadn’t gone left I would have T-boned it right on the driver’s door.

No injuries, my little Mazda was totaled, the Camaro was missing it’s nose. Called AAA who dispatched law enforcement, exchanged insurance info with the lady driver, talked with law enforcement and waited for the tow truck etc.

Suddenly the driver’s daughter drove up and started ranting. “Who knocked the front end off of my new Camaro? I know they were speeding if they did that!”.

Her attitude rubbed me the wrong way so I tried to give her my perspective: “You have no idea what you’re talking about. Your mother pulled out right in front of me, I went left to try to avoid killing her. You need to go be with her.” She had a shocked look on her face as she walked away.

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It’s really simple.

People who play lotteries are generally folks who I’d call “pay check people,” living check to check. They’ve never had much money and no prospects of any, like family inheritances.

When they Win Big they’re in euphoria, of course. But they haven’t a clue how to manage their sudden windfall of seemingly endless wealth. Oh, but plenty of other “well-meaning” friends and family do!

Turns out the biggest problem that lottery winners have is simple, good-hearted generosity: giving away too much money to family and friends. Family feel especially entitled to a nice, fat chunk. And if they don’t get it…? Trouble. And once the money spigot is opened, it’s hard to stop its gush.

Financial “advisors” circle like vultures and the pickings are easy. Winners are virtually never well-educated, certainly not in financial matters. For example, they have no idea what they owe the IRS on their miraculous windfall. And being ill-educated they cannot see the difference between a brilliant investment and a monstrous scam.

And so begins the sad spiral down to the misery of bankruptcy…or worse. They almost all utter a common cry, “Oh, God, I wish I’d never won!”

• 70% of lottery winners are broke within seven years of The Big Win.

Read the horrifying Powerball stories on Fredrick Josefsson’s fascinating Comment. [scroll down below inoperative video on NY Daily News]

Brits Colin & Chris Weir are among the few winners living-Happily-Ever-After.

The story is much the same with professional athletes. Often from truly dirt-poor families, they are now multimillionaires. They, too, have no meaningful financial education, but they do have out-sized egos. Vulture Inc. knows how to play the flattery game.

First purchase? Without question, a vast mansion for mom so she can move out of that shack. Then a couple of homes for themselves in places like Malibu, California or Jupiter, Florida or some other gilded ZIP Code.

Pro athletes just love “foolproof” investments. Like played-out gold mines in Alaska. And they rarely fly “commercial” like you and me. No, they charter private jets such as the Gulfstream below which costs $5,000 a flight hour. That’s $60,000 from Malibu to Jupiter and back.

Coke, cars, planes, jewelry, women, Vegas and dozens of flattering friends who magically vanish when the money does. Five or six years after hanging up the spurs, the once-proud athlete is flat-ass broke. Some end up in jail for schemes that went criminal. And, sadly, a few actually become homeless.

All this is so common, it’s a cliché. You’ve surely been to parties where people ‘cluck-cluck’ about it. There’s even a well-known German term for this happy clucking: Schadenfreude [SHAH-den-froy-da] It means happiness at another’s misfortune or humiliation—especially when that person was once rolling in $ dough $.

At the next party, Impress—or mystify—those clucking guests with this: “Oh, isn’t Schadenfreude such fun?”

Champion boxer Mike Tyson (top photo) once spent $173,706 on a gold chain, $410,000 on a birthday party. Evander Holyfield once owned a 109 room mansion with a $17,000 monthly electric bill. Once owned—but not for long.

For a number of years I worked with elderly people who I helped them get their financial affairs in order. It was a very rewarding job because I enjoyed talking to them. I wanted them to know that they were going to be okay as their health deteriorated. Money makes people do terrible things and I had seen it ALL!! So I still had young high net worth clients but the elderly were just more enjoyable and appreciated all the effort.

My collegeues always said ““old people just love you….I don’t understand it?” I thought it was easy to understand. I appeared to be a straight laced young man who would sit and listen to them for hours. I was respectful and did everything for them as I would want done for my grandmothers or mom. I spent a lot of time with my grandparents and great uncles who helped raise me. They taught me a lot about myself and had an undying belief that I was going to go great things. That kind of faith helped me thru some very difficult times.

So to many of these elderly people I became a grandson type and looked out for them because they couldn’t do it for themselves. One of my clients was a WW2 ace who I discovered accidentally when watching a history channel show about his life. I could have listened to him for days.

When you deal with people’s money especially when they have children there is a paranoia that can create a difficult situation. What most heirs learned was that I was focused on their parents or grandparents living the life they wanted and then keeping their inheritance out of the government hands. Some objected to the way the money came to them but most often it was a lack of their understanding.

One day I was called to meet a new client that was living in terrible conditions. He had a substantial amount of money but typical in a child of the Great Depression was worried it was going to run out. Although he was admittedly different I didn’t know why in the beginning. Because he was doing odd things like dumpster diving at 83 and he wore an old electrical cord as a belt. He seemed oblivious to his own odor and lack of proper hygiene. The biggest issue was that he wasn’t caring for his home and one rather negative neighbor who had an ulterior motive called the police on him.

Most people don’t know that in many states a neighbors complaints about your lawn not being cared for or your home in disrepair can be the first steps to making you a ward of the state. Where I worked it happened often and it NEVER benefitted the individual or their heirs.

So luckily I was friends with a number of people in this neighborhood and his meals on wheels volunteer who introduced me to this man. His house was going to be condemned, and it was a real death trap. He was a hoarder and the outside of the house was terrible but inside was worse. The issue was that the land was worth a fortune.

If you had seen him you would have thought he was homeless and impoverished. He was very friendly but there was clearly an event that triggered his situation. Some of his caring neighbors tried to look out for him but it was too much. He did have a daughter but had not spoken with her for 30 years.

In order to help him I needed to get my hands on any documents he had. I drove to his house and was prepared to search through everything but the smell was so bad I could not be there for more than 30 minutes. In his state no honest attorney would work with him. He said he had a will and I needed to locate it. The next day he calls me and we meet in his bank. He is pushing a shopping cart full of documents which he gives me and then he went about his day.

I loaded my car with his papers which smelled terrible and spent the next 2 days going through them. It was after going thru the papers that I found his daughters name and general location. But I also found that he had had 2 daughters. I found an old will that referenced the 2 daughters and his wife.

When I found a death certificate I assumed it was his wife’s but I was wrong. It showed one of his daughters had been murdered. Below the death certificate was a few newspaper clippings that gave details of the incident. As I read thru them I was horrified and wanted to put them all down. As I was piecing the situation together I realized that his daughter was married to a long haul truck driver. THey were separated and one night her husband came to her fathers house while he and his wife were out. He killed her and left. When he and his wife returned home they found her body and blood was everywhere. His wife had a heart attack at the sight of the daughter and died at the hospital a few days later.

The daughters husband was picked up 5–7 days after a few states away. He plead guilty and was sentenced to life in prison. As a parent I couldn’t imagine losing a child but losing a child to murder just brought tears to my eyes.

Below the newspaper articles was a letter he wrote to his surviving daughter. I tried to be respectful in reading only what is necessary but it was impossible. I learned the deceased daughter had a son who was now living with his other daughter. For those of you who feel like I violated his trust please understand that my recommendations cannot be made without knowing all heirs, ages, relationship and situation. For this man I was going to have to get him access to a long term care home and at his state it would require some explanations.

His letter seemed to explain his struggle with what he needed to do to deal with the situation. He was a religious man and was being counseled to forgive his son in law but he couldn’t. His life changed that day and he didn’t know how to deal with it. Apparently he had encouraged his daughter to give the marriage a chance and seek counseling but his wife disagreed. He felt responsible for the outcome and it changed him so much that he seemed to be a different person to his surviving daughter. He lost his wife and daughter in that and his other daughter and grandson after. It was devastating just knowing what he had been through and I wanted to try and help him in any way I could.

He died 3 years after we met but his last 3 years were really different. He went to a very nice retirement community where his diet was controlled and helped him get healthy. He had excellent medical care and reunited with his daughter and grandson a year after we met. He was so thankful for the reunion and the relationship that he spent a lot of time with them both. He also got to meet his great granddaughter 6 months before he passed away. He wrote me a very nice note of thanks that I still have today.

When he passed away he was able to provide enough money that his daughter got to retire, his grandson got a house and his great granddaughter could go to any college she wanted. The funeral was bittersweet.

Right now the only predator capable of handling feral hogs is man. And he’s an idiot if he tries it alone.

Any other predator capable of defeating the ferocity and tusks of a feral hog would be so big as to threaten man, too. Given the hogs travel in sounders, you will have a pack of tuskers attacking the generally lone predator. Good luck.

Typically hogs are trapped and then killed. If out hunting, the hogs don’t come out until the wee hours. So you need night vision. They will spook at the sound of an approaching vehicle. So you have to either be in place around dusk, and downwind of the track they’ll take, or plan on making long range shots from a well traveled road (so single car noises don’t sound dangerous).

If you hunt, you’d better have 5–6 shooters as you’ll only get 2–3 shots off before the herd scatters. That many shooters will also be a deterrent to the hogs turning on you. If alone, you can expect the hogs to attack you, and whatever thing you’re in. Don’t expect that the sides of a pickup will stop a 200-lb male from jumping in with you. Their tusks are lethal, and they’ll just eat you when you’re dead.

Typically a good trap will haul in 3–4 hogs. A sounder of them might run 30 or 40. So you need to trap a lot at once. They already know what traps look like, so avoid them. They are definitely smart critters. You need to kill off the females, as they will breed 2 times a year and pop out a fair number of piglets each time. A sounder of 4–5 males, 15 females, and the rest piglets … you can do the math.

I read of one trap where heavy horse panels were fastened together in a large circle, and the remotely-dropped gate was left open. Feed was put out. Over several nights the hogs more and more would trust the corral, and go in. Finally several nights in, the cameras indicated most all of the sounder, particularly the females were inside, and the gate was dropped. They went nuts, but the panels held. Later in the daylight the ranchers came out and shot the bunch of them. The meat is very lean, and properly prepared can feed a lot of homeless.

By trapping the entire sounder, you remove the acquired intelligence of the herd.

Let the hogs run wild, and they will destroy a field. They root for grubs, and will turn over a planted field into useless vegetation in a single night. I have a small pasture that looks like 150 small land mines went off in it. Every time it rains I can expect the hogs out in a night or two to shred the pasture again. If I were trying to grow a cash crop, I’d be much more interested in eradicating them all. Just ask this guy: